Hotel Reward Credit Cards
Page updated: 4th of March 2019
This page contains a comprehensive and regularly updated guide to the credit cards offering hotel rewards.
Cards featured here include:
- IHG Rewards Club Premium Credit Card - Best if you want to collect IHG Rewards Points (Mastercard issued).
- IHG Rewards Club Credit Card - Best if you want to collect IHG Rewards Points but don't want to pay a card fee (Mastercard issued).
- The Starwood Preferred Guest® Credit Card from American Express - Best earning rate (AMEX issued).
If you wish to check your credit score before applying for any of the cards listed, Experian lets you view your credit score for free every month.
The Curve Card offers an excellent, cost effective way to spend on a Visa or Mastercard reward credit card abroad. Rather than the card being charge in the local currency resulting in a ~3% transaction fee, purchases made in foreign currencies using Curve are charge to your card in pound stirling at the Mastercard wholesale exchange rate with curve adding a lower 1% transaction fee (ie. 1p per £1 spend). Since some of the card listed have a points per pound spend value above 1p, spending abroad with curve can still result in a net gain. More information about the Curve Card can be found here.
It should be noted that by discussing credit and charge cards on this site, we are in effect, acting as a credit broker. Canis Media Ltd, trading as Expert with Points, is authorised and regulated by the Financial Conduct Authority (FCA FRN 792662) to act as a credit broker.
This is a journalistic website, as such, we merely describe different travel related credit card options available to you; it is your responsibility to determine whether these products are suitable for your financial circumstances. Nothing on Expert with Points should be seen as constituting financial advice. Recommendations given, for any financial products, are based on the benefits and perks they offer.